Group Insurance

Group life insurance is designed to provide flexible and comprehensive protection of the health and life of ensured employees and members of their families. Thanks to the insurance, the employee obtains financial security needed in difficult situations which may occur in life, taking advantage of complete insurance cover in return for a much lower premium than in the case of individual insurance.

Group insurance – benefits to the employer

help in building loyal staff, identifying themselves with the company
release from the obligation to pay the death benefit in case of an employee’s death, as defined in the Labour Code
effective support in management of the company thanks to an attractive human resources policy

Group insurance – benefits to the employee

financial assistance to the employee’s family in case of the employee’s death or illness
complete insurance cover in return for a much lower premium than in the case of individual insurance
benefit payment in case of birth of a child, death of parents or parents-in-law
insurance benefits are exempt from income tax and from the legacy and donation tax

Medical Insurance

The Polish Insurance Chamber announced that as many as over 750 thousand people take advantage of private medical insurance. Long waiting lists for appointments with specialists or never ending queues at public health care facilities encourage growing numbers of Poles to get interested in the health insurance market and take advantage of private treatment.

Benefits of group medical insurance to the employer:

help in building loyal staff, identifying themselves with the company
fees may be booked as business costs
lower staff absenteeism
additional incentive for the employee
increased competitiveness of the company on the labour market

Benefits of group medical insurance to employees:

employees have the possibility to take advantage, free of charge, of examinations and appointments with private doctors, while avoiding the queues
both 25-year-old and 50-year-old employees take advantage of the insurer’s services in the same scope and for the same price
group policy is much cheaper than individual insurance
no referral from the general practitioner is required to see a specialist (as in the case of medical package)
employees may buy cheaper health insurance for their families